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RIO GRANDE VALLEY CREDIT UNION
4321 W. Expressway 83, Harlingen,
1221 Morgan Blvd., Harlingen or 345 N. Williams Rd. San Benito
PH. (956) 423-5792   HARLINGEN FAX (BOTH LOCATIONS) (956) 423-3105
SAN BENITO FAX (956) 361-1652

 

Effective July 1, 2017
Rates subject to change without notice

Saving & Club Accounts

 

 

$100.00 - $4,999.99

0.05% APR

0.05% APY

$5,000.00 - $9,999.99

0.10% APR

0.10% APY

$10,000.00 and Over

0.15% APR

0.15% APY

$100.00 Minimum Average Daily Balance Required to Earn Interest.
Interest Bearing Checking

 

 

$100.00 - $4,999.99

0.05% APR

0.05% APY

$5,000.00 - $9,999.99

0.10% APR

0.10% APY

$10,000.00 and Over

0.15% APR

0.15% APY

$100.00 Minimum Average Daily Balance Required To Earn Interest.
180 Day Certificate of Deposit

0.20% APR

0.20% APY

1 Year Certificate of Deposit

0.30% APR

0.30% APR

2 Year Certificate of Deposit

0.40% APR

0.40% APY

3 Year Certificate of Deposit

0.50% APR

0.50% APY

$1,000.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. 
1 Year IRA Certificate of Deposit

  0.30% APR

0.30%APY

2 Year IRA Certificate of Deposit

0.40% APR

0.40% APY

3 Year IRA Certificate of Deposit

0.50% APR

0.50% APY

$10.00 Minimum Average Daily Balance Required to Earn Interest.  An early withdrawal
            penalty may apply for withdrawals before age 59-1/2. Please call for details.

APR - Annual Percentage Rate

APY - Annual Percentage Yield

 

***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***

 

Apply online for FIVE Hundred Bucks!
Existing RGVCU Members may apply after meeting the following criteria:
- Must be employed and/or receiving a set income for the past 5 years
- Have a direct deposit or salary deduction in effect prior to applying
- Must be in good standing with RGVCU

17.49% APR - 8 Month Term; Special Terms & Conditions May Apply;
APR - Annual Percentage Rate; Loans are subject to Credit Approval.

**************************
Receive an additional Quarter (.25%) Percent off the Current Rate
when you set up Auto Pay.
Speak with our Loan Department for more details.

APR - Annual Percentage Rate
Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates.
*Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time.

 

LOAN RATES
Loan Type Percent Down Term Rate
New Auto 0% Up to 60 Months

2.74% - 17.99%

New Auto 0% 72 Months 3.74% - 17.99%
New Auto 0% 84 Months 4.74% - 17.99%
Loan Type NADA Value Term Rate
Used Auto Trade-In Up to 60 Months 2.74% - 17.99%
Used Auto Trade-In 72 Months 3.74% - 17.99%
Used Auto Trade-In 84 Months 4.74% - 17.99%
Loan Type Percent Down Term Rate
Vehicle Refinance Based on NADA Up to 60 Months 2.74% - 17.99% APR
Vehicle Refinance Based on NADA 72 Months 3.74% - 17.99% APR
Vehicle Refinance Based on NADA 84 Months 4.74% - 17.99% APR
New Boat 0%

0-60 Months
61-72 Months (+1 Point)
73-120 Months (+2 Points)

5.24% - 17.99% APR
Used Boat 0%

0-60 Months
61-72 Months (+1 Point)
73-120 Months (+2 Points)

5.24% - 17.99% APR
Rec. Veh. 0%

0-60 Months
61-72 Months (+1 Point)
73-120 Months (+2 Points)

6.24% - 17.99% APR
Visa Credit Card N/A 30 Day Grace/No Annual Fee 5.90% - 18.00% APR
CD Secured  


Not to Exceed CD Term; May Borrow up to 90% of Certicate Amount

3.00% over CD RATE
Shared Secured  

N/A
May Borrow up to $900

5.50% APR
Personal Loan N/A   7.74% - 17.99%
APR
APR-Annual Percentage Rate

ASK HOW YOU CAN RECEIVE .25% OFF ANY REGULAR LOAN RATE
(DOES NOT INCLUDE PROMOTIONAL RATES)

Federally insured by NCUA

956-423-5792 | contactus@rgvcu.coop

1221 Morgan Blvd. Harlingen, Texas 78550 | Disclosures | COMPLAINT NOTICE

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency